<div class="vh-page"><svg width="0" height="0" style="position:absolute" aria-hidden="true"><defs> <symbol id="i-arrow" viewBox="0 0 24 24"><path d="M5 12h14M13 6l6 6-6 6"></path></symbol> <symbol id="i-out" viewBox="0 0 24 24"><path d="M7 17 17 7M8 7h9v9"></path></symbol> <symbol id="i-plus" viewBox="0 0 24 24"><path d="M12 5v14M5 12h14"></path></symbol> <symbol id="i-check" viewBox="0 0 24 24"><path d="M5 12.5l4.5 4.5L19 7"></path></symbol> <symbol id="i-search" viewBox="0 0 24 24"><circle cx="11" cy="11" r="6.5"></circle><path d="m20 20-4.2-4.2"></path></symbol> <symbol id="i-mail" viewBox="0 0 24 24"><rect x="3.5" y="5.5" width="17" height="13" rx="2"></rect><path d="M4 7l8 6 8-6"></path></symbol> <symbol id="i-bell" viewBox="0 0 24 24"><path d="M6 16V11a6 6 0 1 1 12 0v5l1.5 2h-15z"></path><path d="M10 20.5a2 2 0 0 0 4 0"></path></symbol> <symbol id="i-gift" viewBox="0 0 24 24"><rect x="4" y="9" width="16" height="11" rx="1.5"></rect><path d="M3.5 9h17M12 9v11M12 9c-1.5-3-6-3.5-6-1 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r="4"></circle><circle cx="12" cy="12" r="1"></circle></symbol> <symbol id="i-build" viewBox="0 0 24 24"><rect x="4" y="13" width="7" height="7" rx="1.2"></rect><rect x="13" y="13" width="7" height="7" rx="1.2"></rect><rect x="8.5" y="4" width="7" height="7" rx="1.2"></rect></symbol> <symbol id="i-chart" viewBox="0 0 24 24"><path d="M4 19.5h16"></path><path d="M5 15l4.5-4.5 3.5 3 6-6.5"></path><path d="M15 7h4v4"></path></symbol> <symbol id="i-cal" viewBox="0 0 24 24"><path d="M4 6h16v14H4zM4 10h16M8 3v5M16 3v5M9 14.5l2 2 4-4"></path></symbol> <symbol id="i-pen" viewBox="0 0 24 24"><path d="M4 20l4-1 11-11-3-3L5 16zM14 7l3 3"></path></symbol> <symbol id="i-shield" viewBox="0 0 24 24"><path d="M12 3l8 3v6c0 5-3.5 8-8 9-4.5-1-8-4-8-9V6z"></path><path d="M8.5 12l2.5 2.5 4.5-5"></path></symbol> <symbol id="i-layers" viewBox="0 0 24 24"><path d="M12 3l9 5-9 5-9-5zM3 13l9 5 9-5"></path></symbol> <symbol id="i-link" viewBox="0 0 24 24"><path d="M10 14a4 4 0 0 0 6 0l3-3a4 4 0 0 0-6-6l-1 1M14 10a4 4 0 0 0-6 0l-3 3a4 4 0 0 0 6 6l1-1"></path></symbol> <symbol id="i-flag" viewBox="0 0 24 24"><path d="M6 21V4M6 4h11l-2 4 2 4H6"></path></symbol> <symbol id="i-globe" viewBox="0 0 24 24"><circle cx="12" cy="12" r="9"></circle><path d="M3 12h18M12 3c3 3.5 3 14.5 0 18M12 3c-3 3.5-3 14.5 0 18"></path></symbol> <symbol id="i-play" viewBox="0 0 24 24"><path d="M8 5.5v13l11-6.5z"></path></symbol> <symbol id="i-doc" viewBox="0 0 24 24"><path d="M7 3.5h7l4 4v13H7z"></path><path d="M14 3.5v4h4M9.5 12h6M9.5 15.5h6"></path></symbol> </defs></svg> <main><section class="vo-hero vr-hero" aria-label="Introduction"><div class="dm-wrap vo-1c"> <div class="vo-copy"> <nav class="vi-crumb" aria-label="Breadcrumb"><a href="/industries">Industries</a><svg class="dm-ic"><use href="#i-arrow"/></svg><span>FinTech</span></nav> <h1 class="vo-h1"><span class="l1">Growth for FinTech companies</span> <em>in the UAE.</em></h1> <p class="vo-lede">We help payment, lending and wealth apps turn installs into funded accounts, and lower what each one costs, inside the rules of CBUAE, DFSA and FSRA.</p> <div class="dm-actions"><a class="dm-btn vh-cta" href="#talk">Speak to Velocity</a><a class="dm-link" href="#playbook">Get the free playbook <svg class="dm-ic"><use href="#i-arrow"/></svg></a></div> <div class="vr-trust"><span>FinTech we have worked with</span><ul><li><img src="https://velocity-site-assets.vercel.app/home-v27/assets/mono/mal.png" alt="Mal" style="--h:34px" loading="lazy"></li><li><img src="https://velocity-site-assets.vercel.app/home-v27/assets/mono/comera.png" alt="Comera Pay" style="--h:54px" loading="lazy"></li><li><img src="https://velocity-site-assets.vercel.app/home-v27/assets/mono/payby.png" alt="PayBy" style="--h:34px" loading="lazy"></li><li><img src="https://velocity-site-assets.vercel.app/home-v27/assets/mono/cashnow.png" alt="CashNow" style="--h:37px" loading="lazy"></li><li><img src="https://velocity-site-assets.vercel.app/home-v27/assets/mono/botim.png" alt="Botim" style="--h:33px" loading="lazy"></li><li><img src="https://velocity-site-assets.vercel.app/home-v27/assets/mono/mamo.png" alt="Mamo" style="--h:30px" loading="lazy"></li></ul></div> </div> <div class="vo-pick" data-pick> <div class="dm-chrome"><span class="dm-dots"><i></i><i></i><i></i></span><span class="crumb">Your growth plan / <b>FinTech</b></span></div> <div class="vo-pick-b"> <span class="vo-pick-l">Which describes you?</span> <div class="dm-seg" role="radiogroup" aria-label="Which describes you"><button type="button" role="radio" aria-checked="true">Payments and remittance</button><button type="button" role="radio" aria-checked="false">Lending and BNPL</button><button type="button" role="radio" aria-checked="false">Wealth and insurance</button></div> <div class="vo-pick-p on"><b>We find where users drop between install and first transfer, and fix each step.</b> <div class="vm"><div class="vm-head"><span class="vm-l">Of every 100 installs</span><span class="vm-pill">UAE to Philippines</span></div><div class="vm-bars vm-f6"><div class="vm-bar">Installs<span><i style="--w:1.00"></i></span><b data-to="100" data-suf="%">100%</b></div><div class="vm-bar">Signed up<span><i style="--w:0.64"></i></span><b data-to="64" data-suf="%">64%</b></div><div class="vm-bar">KYC done<span><i style="--w:0.46"></i></span><b data-to="46" data-suf="%">46%</b></div><div class="vm-bar">First beneficiary<span><i style="--w:0.38"></i></span><b data-to="38" data-suf="%">38%</b></div><div class="vm-bar">Account funded<span><i style="--w:0.31"></i></span><b data-to="31" data-suf="%">31%</b></div><div class="vm-bar">First transfer<span><i style="--w:0.27"></i></span><b data-to="27" data-suf="%">27%</b></div></div></div></div> <div class="vo-pick-p"><b>We find where applicants drop between first visit and disbursal, and fix each step.</b> <div class="vm"><div class="vm-head"><span class="vm-l">Of every 100 visits</span><span class="vm-pill">SME financing</span></div><div class="vm-bars vm-f6"><div class="vm-bar">Visits<span><i style="--w:1.00"></i></span><b data-to="100" data-suf="%">100%</b></div><div class="vm-bar">Application started<span><i style="--w:0.38"></i></span><b data-to="38" data-suf="%">38%</b></div><div class="vm-bar">KYC done<span><i style="--w:0.27"></i></span><b data-to="27" data-suf="%">27%</b></div><div class="vm-bar">Credit check passed<span><i style="--w:0.15"></i></span><b data-to="15" data-suf="%">15%</b></div><div class="vm-bar">Approved<span><i style="--w:0.11"></i></span><b data-to="11" data-suf="%">11%</b></div><div class="vm-bar">Disbursed<span><i style="--w:0.09"></i></span><b data-to="9" data-suf="%">9%</b></div></div></div></div> <div class="vo-pick-p"><b>We find where investors drop between install and first investment, and fix each step.</b> <div class="vm"><div class="vm-head"><span class="vm-l">Of every 100 installs</span><span class="vm-pill">Investing app</span></div><div class="vm-bars vm-f6"><div class="vm-bar">Installs<span><i style="--w:1.00"></i></span><b data-to="100" data-suf="%">100%</b></div><div class="vm-bar">Signed up<span><i style="--w:0.58"></i></span><b data-to="58" data-suf="%">58%</b></div><div class="vm-bar">KYC done<span><i style="--w:0.39"></i></span><b data-to="39" data-suf="%">39%</b></div><div class="vm-bar">Risk profile done<span><i style="--w:0.33"></i></span><b data-to="33" data-suf="%">33%</b></div><div class="vm-bar">Account funded<span><i style="--w:0.21"></i></span><b data-to="21" data-suf="%">21%</b></div><div class="vm-bar">First investment<span><i style="--w:0.18"></i></span><b data-to="18" data-suf="%">18%</b></div></div></div></div> </div> </div> </div></section> <section class="vh-sec alt" id="market"><div class="dm-wrap"> <div class="vo-head"><h2 class="vo-h2">MENA FinTech is moving.</h2></div> <div class="vo-acc vr-acc" data-acc><div class="on"><span class="n">01</span><div><h3>Trust converts</h3><p>Licences, security and proof win users before an advert does.</p></div></div><div><span class="n">02</span><div><h3>Acquisition keeps getting dearer</h3><p>More apps chase the same users on Google, Meta and Apple.</p></div></div><div><span class="n">03</span><div><h3>Regulation shapes every ad</h3><p>CBUAE, DFSA and FSRA each set their own rules for promotions.</p></div></div><div><span class="n">04</span><div><h3>Super-apps are moving in</h3><p>Banks and big platforms now build payments into their own apps.</p></div></div></div> </div></section> <section class="vh-sec" id="practices"><div class="dm-wrap"> <div class="vo-head"><h2 class="vo-h2">What the fastest FinTechs do.</h2></div> <div class="vo-four vo-moves" data-onview><article class="vo-card fill vo-move"><div class="vm"><div class="vm-article"><span class="vm-l">Guide</span><b>How to send money home for less</b><span class="ln"></span><span class="ln s"></span></div><div class="vm-row" style="margin-top:12px">Readers this month<span class="vm-pill" data-to="12400">0</span></div></div><h3>Teach before you sell</h3><p>Guides and calculators that earn trust before the download.</p><div class="vo-hp"><small>The hard part</small><span>Accurate, compliant and readable at once.</span></div></article><article class="vo-card fill vo-move"><div class="vm"><div class="vm-serp"><span class="vm-q"><svg class="dm-ic"><use href="#i-search"/></svg>send money to Philippines from UAE</span><div class="vm-res"><i data-to="1" data-from="6">6</i>Your remittance app</div></div></div><h3>Win organic installs</h3><p>Rank where users search, so installs stop depending on ad spend.</p><div class="vo-hp"><small>The hard part</small><span>Banks and comparison sites own most results.</span></div></article><article class="vo-card fill vo-move"><div class="vm"><span class="vm-l">Of every 100 installs</span><div class="vm-bars"><div class="vm-bar">KYC done<span><i style="--w:1.00"></i></span><b>46%</b></div><div class="vm-bar">Funded<span><i style="--w:0.67"></i></span><b>31%</b></div><div class="vm-bar">First transfer<span><i style="--w:0.59"></i></span><b>27%</b></div></div></div><h3>Fix activation</h3><p>A download is worth nothing until KYC and the first transaction.</p><div class="vo-hp"><small>The hard part</small><span>Product, onboarding and messaging in one team.</span></div></article><article class="vo-card fill vo-move"><div class="vm"><span class="vm-l">Your niche</span><div class="vm-segs" style="margin-top:12px" data-cycle><span class="hit">Freelancers</span><span>SMEs</span><span>UAE to India</span><span>Gig drivers</span></div><div class="vm-row" style="margin-top:12px">Word of mouth<span class="vm-pill">Growing</span></div></div><h3>Own a niche first</h3><p>One community or corridor, won fully, before going broad.</p><div class="vo-hp"><small>The hard part</small><span>Resisting the urge to go broad too early.</span></div></article></div> </div></section> <section class="vh-sec alt" id="capabilities"><div class="dm-wrap"> <div class="vo-head"><h2 class="vo-h2">Six ways we grow FinTech companies.</h2></div> <div class="vo-bento vr-bento"><article class="vo-card fill vc w3"><div class="vc-h"><span class="dm-tile"><svg class="dm-ic"><use href="#i-search"/></svg></span><h3>SEO and AI search</h3></div><p>Found on Google and named when people ask AI which app to use.</p><ul class="vc-inc"><li><svg class="dm-ic"><use href="#i-check"/></svg><span>Pages per corridor and product</span></li><li><svg class="dm-ic"><use href="#i-check"/></svg><span>Answers people ask AI</span></li><li><svg class="dm-ic"><use href="#i-check"/></svg><span>App store pages that rank</span></li></ul><div class="vm vr-viz vr-ai" data-onview><span class="vm-q"><svg class="dm-ic"><use href="#i-chat"/></svg>Cheapest way to send money to India from Dubai?</span><div class="vr-ans"><span class="ln"></span><span class="ln s"></span><span class="vr-cite"><b>Your app</b> is recommended for low fees and same-day delivery <i>1</i></span></div></div></article><article class="vo-card fill vc w3"><div class="vc-h"><span class="dm-tile"><svg class="dm-ic"><use href="#i-target"/></svg></span><h3>Performance marketing and ASO</h3></div><p>Budget moved to the channels that bring funded users, not installs.</p><ul class="vc-inc"><li><svg class="dm-ic"><use href="#i-check"/></svg><span>Apple Search Ads and Google</span></li><li><svg class="dm-ic"><use href="#i-check"/></svg><span>Bids on funded users</span></li><li><svg class="dm-ic"><use href="#i-check"/></svg><span>Store listings tested</span></li></ul><div class="vm vr-viz" data-onview><div class="vm-head"><span class="vm-l">Cost per funded account, AED</span></div><div class="vm-bars vr-cac"><div class="vm-bar best">Apple Search Ads<span><i style="--w:0.48"></i></span><b>38</b></div><div class="vm-bar">Google<span><i style="--w:0.56"></i></span><b>44</b></div><div class="vm-bar">Meta<span><i style="--w:0.78"></i></span><b>62</b></div><div class="vm-bar">TikTok<span><i style="--w:1.00"></i></span><b>79</b></div></div></div></article><article class="vo-card fill vc"><div class="vc-h"><span class="dm-tile"><svg class="dm-ic"><use href="#i-chart"/></svg></span><h3>Analytics and attribution</h3></div><p>Every funded account traced to where it came from.</p><ul class="vc-inc"><li><svg class="dm-ic"><use href="#i-check"/></svg><span>App and web stitched together</span></li><li><svg class="dm-ic"><use href="#i-check"/></svg><span>Cost per funded account</span></li><li><svg class="dm-ic"><use href="#i-check"/></svg><span>Cohorts by first touch</span></li></ul><div class="vm vr-viz vr-mix" data-onview><div class="vm-head"><span class="vm-l">Funded accounts by first touch</span></div><div class="vr-stack"><i style="--w:34"></i><i style="--w:31"></i><i style="--w:22"></i><i style="--w:13"></i></div><ul><li><span class="k1"></span>Search 34%</li><li><span class="k2"></span>Paid 31%</li><li><span class="k3"></span>Referral 22%</li><li><span class="k4"></span>Partners 13%</li></ul></div></article><article class="vo-card fill vc"><div class="vc-h"><span class="dm-tile"><svg class="dm-ic"><use href="#i-pen"/></svg></span><h3>Trust and content</h3></div><p>Guides that bring sign-ups every month.</p><ul class="vc-inc"><li><svg class="dm-ic"><use href="#i-check"/></svg><span>Guides on fees and rates</span></li><li><svg class="dm-ic"><use href="#i-check"/></svg><span>Licence and safety pages</span></li><li><svg class="dm-ic"><use href="#i-check"/></svg><span>Reviews answered well</span></li></ul><div class="vm vr-viz" data-onview><div class="vm-head"><span class="vm-l">Sign-ups from guides</span><span class="vm-k" data-to="1840">0</span></div><svg class="vr-spark" viewBox="0 0 200 50" preserveAspectRatio="none"><path d="M2 45 C25 38 60 40 95 26 S160 20 198 5"/></svg></div></article><article class="vo-card fill vc"><div class="vc-h"><span class="dm-tile"><svg class="dm-ic"><use href="#i-gift"/></svg></span><h3>Referral and community</h3></div><p>Users who bring the next users.</p><ul class="vc-inc"><li><svg class="dm-ic"><use href="#i-check"/></svg><span>Referral rewards that pay back</span></li><li><svg class="dm-ic"><use href="#i-check"/></svg><span>Fraud checks on invites</span></li><li><svg class="dm-ic"><use href="#i-check"/></svg><span>Community in your users' language</span></li></ul><div class="vm vr-viz vr-tree" data-onview><div class="vr-t1"><i></i></div><div class="vr-t2"><i></i><i></i><i></i></div><div class="vr-t3"><i></i><i></i><i></i><i></i><i></i><i></i><i></i><i></i><i></i></div><span class="vm-l">One user, two invites deep</span></div></article><article class="vo-card fill w6 vc"><div class="vc-t"><div class="vc-h"><span class="dm-tile"><svg class="dm-ic"><use href="#i-bell"/></svg></span><h3>Activation and lifecycle</h3></div><p>The right nudge at each step to the first transfer.</p><ul class="vc-inc"><li><svg class="dm-ic"><use href="#i-check"/></svg><span>KYC drop-off nudges</span></li><li><svg class="dm-ic"><use href="#i-check"/></svg><span>First transfer reminders</span></li><li><svg class="dm-ic"><use href="#i-check"/></svg><span>Win-back for dormant users</span></li></ul></div><div class="vm vr-viz vr-steps" data-onview><div><i>D0</i>Finish your KYC</div><div><i>D1</i>Add a beneficiary</div><div><i>D3</i>First transfer, no fee</div></div></article></div> </div></section> <section class="vh-sec" id="work"><div class="dm-wrap"> <div class="vi-head-row"><div class="vi-head"><h2>Our FinTech work.</h2><p class="dm-lede">Two engagements, each with the number it moved.</p></div><a class="dm-link" href="/case-studies">All case studies <svg class="dm-ic"><use href="#i-arrow"/></svg></a></div> <div class="vi-grid c2"><a class="vi-card ring vi-cs" href="/case-studies/signal-quality-scale-fintech-uae"><b>2.8<span class="vh-sx">x</span></b><em>Spend Scaled at Stable CPA</em><h3>A FinTech App, UAE</h3><div class="vi-cs-f"><span class="dm-pill">Performance Marketing</span><span class="dm-link">Read it <svg class="dm-ic"><use href="#i-arrow"/></svg></span></div></a><a class="vi-card ring vi-cs" href="/case-studies/jtbd-research-ai-fintech-uae"><b>42<span class="vh-sx">%</span></b><em>Reduction in Scope Creep</em><h3>An AI-Native Financial Solutions Platform, UAE</h3><div class="vi-cs-f"><span class="dm-pill">Product</span><span class="dm-link">Read it <svg class="dm-ic"><use href="#i-arrow"/></svg></span></div></a></div> </div></section> <section class="vh-sec alt" id="approach"> <div class="dm-wrap"> <div class="vh-head"> <h2>Three ways to work with us. <em>Each one a step up.</em></h2> <p class="dm-lede">Start with a plan, have us build it with your team, or hand us the number and we run it. One team carries the work the whole way.</p> </div> <div class="vh-models" id="models"> <div class="vh-mc-row"> <button class="vh-mc" type="button" data-m="0" aria-controls="mx0" aria-expanded="false"> <span class="dm-num">01</span><span class="dm-tile vh-mc-ic"><svg class="dm-ic"><use href="#i-search"></use></svg></span> <h3>Diagnose</h3> <p>We read your data, your market and your team, find where the next revenue is, then size every opportunity and put them in order.</p> <div class="vh-rcv"><b>You receive</b>A growth plan your board can approve.</div> <div class="vh-inc"><b>Includes</b><ol><li class="y">Diagnose</li><li class="n">Build</li><li class="n">Run</li><li class="n">Optimize</li></ol></div> <div class="vh-mx-inline" data-tpl="0"></div> </button> <button class="vh-mc" type="button" data-m="1" aria-controls="mx1" aria-expanded="false"> <span class="dm-num">02</span><span class="dm-tile vh-mc-ic"><svg class="dm-ic"><use href="#i-build"></use></svg></span> <h3>Build</h3> <p>Everything in Diagnose, then our product, engineering, data and growth people build it with your team. The people who wrote the plan deliver it.</p> <div class="vh-rcv"><b>You receive</b>The plan, then the funnel, product, data and campaigns, live and measured.</div> <div class="vh-inc"><b>Includes</b><ol><li class="y">Diagnose</li><li class="y">Build</li><li class="n">Run</li><li class="n">Optimize</li></ol></div> <div class="vh-mx-inline" data-tpl="1"></div> </button> <button class="vh-mc" type="button" data-m="2" aria-controls="mx2" aria-expanded="false"> <span class="dm-num">03</span><span class="dm-tile vh-mc-ic"><svg class="dm-ic"><use href="#i-chart"></use></svg></span> <h3>Run</h3> <p>Everything in Build, then we become your growth team: we run it every day and optimise it every month against a number we agree with you.</p> <div class="vh-rcv"><b>You receive</b>A growth engine that runs, improves and reports against your number.</div> <div class="vh-inc"><b>Includes</b><ol><li class="y">Diagnose</li><li class="y">Build</li><li class="y">Run</li><li class="y">Optimize</li></ol></div> <div class="vh-mx-inline" data-tpl="2"></div> </button> </div> <div class="vh-mx" id="mx0" data-m="0"> <div class="vh-mx-copy"> <span class="dm-num">01</span> <h3>Diagnose</h3> <p>We connect to your data, talk to your team and study your market, then rank every opportunity by what it is worth and what it takes.</p> <div class="vh-get"><b>You receive</b><span>A growth plan your board can approve: what to do, what it is worth, and what comes first.</span></div> <div class="vh-inc"><b>Includes</b><ol><li class="y">Diagnose</li><li class="n">Build</li><li class="n">Run</li><li class="n">Optimize</li></ol></div> </div> <div class="vh-mx-stage"> <div class="vh-mx-bar"><span>Growth plan / <b>Your company</b></span><div class="vh-tab3" role="group" aria-label="Stage"><button type="button" aria-pressed="true" data-go="0">Diagnose</button><button type="button" aria-pressed="false" data-go="1">Build</button><button type="button" aria-pressed="false" data-go="2">Run</button></div></div> <div class="vh-mx-body vh-live" data-seq="450,450,450,450,700,600,600,700,3200"> <div class="vh-dg vh-ui"> <div class="vh-src"> <div class="vh-pop k1">Analytics and app data<span class="vh-ok g5"><svg viewBox="0 0 12 12"><path d="m2.5 6.3 2.3 2.3 4.7-5"></path></svg>Read</span></div> <div class="vh-pop k2">CRM and orders<span class="vh-ok g5"><svg viewBox="0 0 12 12"><path d="m2.5 6.3 2.3 2.3 4.7-5"></path></svg>Read</span></div> <div class="vh-pop k3">Ad accounts<span class="vh-ok g5"><svg viewBox="0 0 12 12"><path d="m2.5 6.3 2.3 2.3 4.7-5"></path></svg>Read</span></div> <div class="vh-pop k4">Market and competitors<span class="vh-ok g5"><svg viewBox="0 0 12 12"><path d="m2.5 6.3 2.3 2.3 4.7-5"></path></svg>Read</span></div> <div class="vh-pop k4">Interviews with your team<span class="vh-ok g5"><svg viewBox="0 0 12 12"><path d="m2.5 6.3 2.3 2.3 4.7-5"></path></svg>Done</span></div> </div> <div class="vh-plays"> <div class="vh-play vh-pop k6"><i>1</i><span><b>Fix checkout drop-off on mobile</b><small>Six weeks, product and data</small></span><em>AED 4.1M</em><span class="vh-track"><i class="t6" style="--w:1"></i></span></div> <div class="vh-play vh-pop k7"><i>2</i><span><b>Win back lapsed customers</b><small>CRM journeys and offers</small></span><em>AED 2.6M</em><span class="vh-track"><i class="t6" style="--w:.63"></i></span></div> <div class="vh-play vh-pop k7"><i>3</i><span><b>Enter Saudi Arabia</b><small>Market entry and acquisition</small></span><em>AED 1.9M</em><span class="vh-track"><i class="t6" style="--w:.46"></i></span></div> <div class="vh-doc vh-pop k8"><span><b>Growth plan</b>, ready for the board</span><svg class="dm-ic" style="color:#fff"><use href="#i-doc"></use></svg></div> </div> </div> </div> </div> </div> <div class="vh-mx" id="mx1" data-m="1"> <div class="vh-mx-copy"> <span class="dm-num">02</span> <h3>Build</h3> <p>The diagnosis first, then we build in short cycles with your team. Every piece ships with the measurement that proves it worked.</p> <div class="vh-get"><b>You receive</b><span>The growth plan, then the funnel, the product changes, the data and the campaigns, live and measured.</span></div> <div class="vh-inc"><b>Includes</b><ol><li class="y">Diagnose</li><li class="y">Build</li><li class="n">Run</li><li class="n">Optimize</li></ol></div> </div> <div class="vh-mx-stage"> <div class="vh-mx-bar"><span>Delivery board / <b>Your company</b></span><div class="vh-tab3" role="group" aria-label="Stage"><button type="button" aria-pressed="false" data-go="0">Diagnose</button><button type="button" aria-pressed="true" data-go="1">Build</button><button type="button" aria-pressed="false" data-go="2">Run</button></div></div> <div class="vh-mx-body vh-live" data-seq="600,800,800,800,800,800,3200" id="board"> <div class="vh-bd vh-ui"> <div class="vh-from vh-pop k1"><span>From the diagnosis</span><span class="vh-ok on">Play 1: checkout</span><span class="vh-ok on">Play 2: win-back</span><span class="vh-ok on">Play 3: Saudi launch</span></div> <div class="vh-lane" data-lane="0"><b>Planned <span></span></b></div> <div class="vh-lane" data-lane="1"><b>Building <span></span></b></div> <div class="vh-lane" data-lane="2"><b>Live <span></span></b></div> <div class="vh-bd-k vh-pop k6"><span><b>4 of 4 live</b>, each one measured against the plan</span><svg class="dm-ic" style="color:#fff"><use href="#i-check"></use></svg></div> </div> </div> </div> </div> <div class="vh-mx" id="mx2" data-m="2"> <div class="vh-mx-copy"> <span class="dm-num">03</span> <h3>Run</h3> <p>Diagnose and build, then every month we run the engine and go round the loop again: find the next lever, ship it, measure it, and move budget to what works.</p> <div class="vh-get"><b>You receive</b><span>A growth team that owns the number with you, and reports against it every month.</span></div> <div class="vh-inc"><b>Includes</b><ol><li class="y">Diagnose</li><li class="y">Build</li><li class="y">Run</li><li class="y">Optimize</li></ol></div> </div> <div class="vh-mx-stage"> <div class="vh-mx-bar"><span>Growth engine / <b>Your company</b></span><div class="vh-tab3" role="group" aria-label="Stage"><button type="button" aria-pressed="false" data-go="0">Diagnose</button><button type="button" aria-pressed="false" data-go="1">Build</button><button type="button" aria-pressed="true" data-go="2">Run</button></div></div> <div class="vh-mx-body vh-live" data-seq="300,16000" id="run"> <div class="vh-rn2 vh-ui"> <div class="vh-loop"> <svg viewBox="0 0 220 220" aria-hidden="true"><circle class="trk" cx="110" cy="110" r="80"></circle><circle class="orb" cx="110" cy="30" r="7"></circle></svg> <span class="vh-node" style="left:50%;top:13.6%">Diagnose</span> <span class="vh-node" style="left:86.4%;top:50%">Build</span> <span class="vh-node" style="left:50%;top:86.4%">Run</span> <span class="vh-node" style="left:13.6%;top:50%">Optimize</span> <div class="vh-loop-c"><small>Month</small><b class="rm">1</b><span class="rp">of 6</span></div> </div> <div class="vh-rn2-r"> <div class="vh-bars"> <div class="vh-bars-h"><span class="vh-lbl">Revenue against target</span><b class="rt">92%</b></div> <div class="vh-bars-in"> <div class="vh-bar"><i></i><u></u><em>May</em></div><div class="vh-bar"><i></i><u></u><em>Jun</em></div><div class="vh-bar"><i></i><u></u><em>Jul</em></div> <div class="vh-bar"><i></i><u></u><em>Aug</em></div><div class="vh-bar"><i></i><u></u><em>Sep</em></div><div class="vh-bar"><i></i><u></u><em>Oct</em></div> </div> </div> <ul class="vh-runlog"></ul> </div> <div class="vh-rep vh-runrep"><span><b>October review</b>: 112% of target, up from 92% in May</span><svg class="dm-ic" style="color:#fff"><use href="#i-check"></use></svg></div> </div> </div> </div> </div> </div> </div> </section> <section class="vh-sec" id="outcomes"><div class="dm-wrap"> <div class="vo-head"><h2 class="vo-h2">From first install to loyal customer.</h2></div> <ol class="vo-path" data-onview><li><i></i><small>Acquire</small><b>Lower CAC</b><span>Users who finish KYC, bought for less.</span></li><li><i></i><small>Activate</small><b>More first transactions</b><span>Onboarding and messages that get users moving.</span></li><li><i></i><small>Grow</small><b>Higher lifetime value</b><span>More transactions and products per user.</span></li><li><i></i><small>Retain</small><b>A brand users trust</b><span>Proof and education that keep them choosing you.</span></li></ol> </div></section> <section class="vh-sec alt" id="playbook"><div class="dm-wrap"><div class="vi-pb"> <div> <h2>The FinTech Playbook</h2> <p class="dm-lede">Our tactical guide to scaling FinTech companies in the MENA region. Covers compliant user acquisition, activation optimization, trust-building content strategy, and the unit economics benchmarks that matter for financial products.</p> <div class="vi-pb-meta"><div><b>25</b><span>Pages</span></div><div><b>11</b><span>Chapters</span></div></div> <ol class="vi-ch"><li><i>01</i>The Reality on the Ground</li><li><i>02</i>The Three Growth Postures</li><li><i>03</i>Consumer Behavior Shifts You Cannot Ignore</li><li><i>04</i>The Intelligence Gap Widens During Instability</li><li><i>05</i>Acquisition in a Volatile Market</li><li><i>06</i>Surgical Retention: Micro-Segmentation Under Pressure</li><li><i>07</i>Pricing, Promotions, and Monetization During Uncertainty</li><li><i>08</i>Experimentation When the Rules Keep Changing</li><li><i>09</i>Scenario Planning for Growth Teams</li><li><i>10</i>The Metrics That Change During Instability</li><li><i>11</i>What to Do This Quarter</li></ol> <div class="dm-actions"><a class="dm-btn vh-cta" href="https://app.youform.io/forms/benjmpmj" target="_blank" rel="noopener">Get the Playbook</a></div> <small>No spam. We will send the playbook and occasionally share relevant FinTech growth insights.</small> </div> <div class="vi-fan" aria-hidden="true"><figure class="p1"><img src="https://velocity-inner-assets.vercel.app/inner-v1/pb/fintech-uae-growth-playbook-01.webp" alt="" loading="lazy"></figure><figure class="p2"><img src="https://velocity-inner-assets.vercel.app/inner-v1/pb/fintech-uae-growth-playbook-02.webp" alt="" loading="lazy"></figure><figure class="p3"><img src="https://velocity-inner-assets.vercel.app/inner-v1/pb/fintech-uae-growth-playbook-03.webp" alt="" loading="lazy"></figure></div> </div></div></section> <section class="vh-sec" id="compare"><div class="dm-wrap"> <div class="vo-head"><h2 class="vo-h2">Why FinTechs pick Velocity.</h2></div> <div class="vo-board vr-board" data-board> <div class="hd"></div><div class="hd">A marketing agency</div><div class="hd">A senior growth hire</div><div class="hd us">Velocity</div> <div class="rl">FinTech funnels</div><div class="no">Learns them on your account</div><div class="no">Knows the ones they ran</div><div class="us"><svg class="dm-ic"><use href="#i-check"/></svg>Has scaled KYC-to-funded funnels before</div> <div class="rl">Regulated advertising</div><div class="no">Needs your compliance team</div><div class="no">Depends on the person</div><div class="us"><svg class="dm-ic"><use href="#i-check"/></svg>Creatives checked against CBUAE, DFSA, FSRA</div> <div class="rl">Starts</div><div class="no">After a pitch and onboarding</div><div class="no">After 3 to 6 months of hiring</div><div class="us"><svg class="dm-ic"><use href="#i-check"/></svg>Within a week</div> <div class="rl">Accountable for</div><div class="no">Clicks and impressions</div><div class="no">Their own channel</div><div class="us last"><svg class="dm-ic"><use href="#i-check"/></svg>Funded accounts and cost per account</div> </div> <div class="vo-board-m"><div><b>A marketing agency</b><span>Learns FinTech on your account and reports clicks.</span></div><div><b>A senior growth hire</b><span>Three to six months to hire, then one person's experience.</span></div><div class="us"><b>Velocity</b><span>Starts within a week, has scaled KYC-to-funded funnels before, and answers for funded accounts.</span></div></div> </div></section> <section class="vh-sec alt" id="who"><div class="dm-wrap"> <div class="vo-head"><h2 class="vo-h2">Built for payments, lending and wealth apps.</h2></div> <div class="vo-aud"><article class="vo-card ring"><div class="vo-art"><span class="vo-tag">Payments and remittance</span><div class="vo-row">UAE to Philippines corridor page<em>Page 1</em></div><div class="vo-row">Install to first transfer<em>27%</em></div><div class="vo-row">New users from referrals<em class="o">22%</em></div></div><div class="vo-body"><h3>Users who transfer, not just download.</h3></div></article><article class="vo-card ring"><div class="vo-art"><span class="vo-tag">Lending and BNPL</span><div class="vo-row">Applications completed<em>38%</em></div><div class="vo-row">Approved and disbursed<em>9%</em></div><div class="vo-row">Ads cleared for CBUAE rules<span class="vo-v">All</span></div></div><div class="vo-body"><h3>Applications that turn into loans.</h3></div></article><article class="vo-card ring"><div class="vo-art"><span class="vo-tag">Wealth and insurance</span><div class="vo-row">Readers of your investing guides<em>12.4K</em></div><div class="vo-row">Risk profile completed<em>33%</em></div><div class="vo-row">First investment<em class="o">18%</em></div></div><div class="vo-body"><h3>Readers who become investors.</h3></div></article></div> </div></section> <section class="vh-sec vh-qa" id="faq"><div class="dm-wrap"> <div class="vh-qa-h"><h2>Some questions you might have.</h2><a class="dm-link" href="#talk">Ask us on a call <svg class="dm-ic"><use href="#i-arrow"></use></svg></a></div> <div class="vh-qa-g"> <div class="vh-qa-gl"><span class="dm-tile" aria-hidden="true"><svg class="dm-ic"><use href="#i-target"></use></svg></span><b>About Velocity</b></div> <div class="dm-faq"> <div class="dm-faq-i"><h3><button class="dm-faq-q" type="button" aria-expanded="false" aria-controls="av1" id="qv1"><span class="vh-qa-n" aria-hidden="true">01</span><span>How is Velocity different from a digital marketing agency?</span><svg class="dm-ic"><use href="#i-plus"></use></svg></button></h3><div class="dm-faq-a" id="av1" role="region" aria-labelledby="qv1"><div><p>We are not a marketing agency. We are a fractional growth team with FinTech experience. Our team comes from high-growth tech companies including Uber, Careem, and PayBy. We understand compliance-sensitive marketing, KYC conversion optimization, and financial product growth because we have built these systems at scale.</p></div></div></div> <div class="dm-faq-i"><h3><button class="dm-faq-q" type="button" aria-expanded="false" aria-controls="av2" id="qv2"><span class="vh-qa-n" aria-hidden="true">02</span><span>Do you work with FinTech companies outside the UAE?</span><svg class="dm-ic"><use href="#i-plus"></use></svg></button></h3><div class="dm-faq-a" id="av2" role="region" aria-labelledby="qv2"><div><p>Yes. We work with FinTech companies headquartered anywhere that are targeting the MENA market, and we support MENA-based FinTech companies expanding regionally. Our expertise covers UAE, Saudi Arabia, Egypt, and East African markets where we have direct experience with user acquisition and growth.</p></div></div></div> <div class="dm-faq-i"><h3><button class="dm-faq-q" type="button" aria-expanded="false" aria-controls="av3" id="qv3"><span class="vh-qa-n" aria-hidden="true">03</span><span>What is your experience with FinTech growth?</span><svg class="dm-ic"><use href="#i-plus"></use></svg></button></h3><div class="dm-faq-a" id="av3" role="region" aria-labelledby="qv3"><div><p>The Velocity team includes members who have worked at PayBy and CashNow in the FinTech space, as well as high-growth tech companies like Uber, Careem, and SWVL where financial products (payments, wallets, driver earnings) were core to the business model. We bring first-hand experience with regulated financial product marketing, app-based user acquisition, and FinTech unit economics.</p></div></div></div> </div> </div> <div class="vh-qa-g"> <div class="vh-qa-gl"><span class="dm-tile" aria-hidden="true"><svg class="dm-ic"><use href="#i-users"></use></svg></span><b>Working with us</b></div> <div class="dm-faq"> <div class="dm-faq-i"><h3><button class="dm-faq-q" type="button" aria-expanded="false" aria-controls="av4" id="qv4"><span class="vh-qa-n" aria-hidden="true">04</span><span>How much does a FinTech growth engagement cost?</span><svg class="dm-ic"><use href="#i-plus"></use></svg></button></h3><div class="dm-faq-a" id="av4" role="region" aria-labelledby="qv4"><div><p>It depends on what you need, so it is agreed on a call once we understand the problem.</p></div></div></div> <div class="dm-faq-i"><h3><button class="dm-faq-q" type="button" aria-expanded="false" aria-controls="av5" id="qv5"><span class="vh-qa-n" aria-hidden="true">05</span><span>What results can we expect in the first 90 days?</span><svg class="dm-ic"><use href="#i-plus"></use></svg></button></h3><div class="dm-faq-a" id="av5" role="region" aria-labelledby="qv5"><div><p>Within 30 days, you will have a complete growth audit with prioritized opportunities. By day 60, initial campaigns and content programs will be live. By day 90, you will see measurable improvements in CAC, activation rates, and organic traffic. FinTech growth compounds as trust and brand recognition build over time.</p></div></div></div> <div class="dm-faq-i"><h3><button class="dm-faq-q" type="button" aria-expanded="false" aria-controls="av6" id="qv6"><span class="vh-qa-n" aria-hidden="true">06</span><span>Can we start with a pilot project?</span><svg class="dm-ic"><use href="#i-plus"></use></svg></button></h3><div class="dm-faq-a" id="av6" role="region" aria-labelledby="qv6"><div><p>Most start with a diagnosis: we read the business and come back with a plan, sized and in order. From there we can build it with your team and run it. You can also bring us in to build or run something you have already planned.</p></div></div></div> </div> </div> <div class="vh-qa-g"> <div class="vh-qa-gl"><span class="dm-tile" aria-hidden="true"><svg class="dm-ic"><use href="#i-layers"></use></svg></span><b>FinTech specifics</b></div> <div class="dm-faq"> <div class="dm-faq-i"><h3><button class="dm-faq-q" type="button" aria-expanded="false" aria-controls="av7" id="qv7"><span class="vh-qa-n" aria-hidden="true">07</span><span>Do you understand FinTech regulatory requirements?</span><svg class="dm-ic"><use href="#i-plus"></use></svg></button></h3><div class="dm-faq-a" id="av7" role="region" aria-labelledby="qv7"><div><p>Yes. We understand that financial advertising in the UAE requires specific disclaimers, claim restrictions, and compliance reviews depending on whether you are regulated by CBUAE, DFSA, or FSRA. We build marketing programs that are both effective and compliant, and we work with your compliance team to ensure all creative and content meets regulatory standards.</p></div></div></div> <div class="dm-faq-i"><h3><button class="dm-faq-q" type="button" aria-expanded="false" aria-controls="av8" id="qv8"><span class="vh-qa-n" aria-hidden="true">08</span><span>How do you approach KYC conversion optimization?</span><svg class="dm-ic"><use href="#i-plus"></use></svg></button></h3><div class="dm-faq-a" id="av8" role="region" aria-labelledby="qv8"><div><p>We analyze your entire download-to-activation funnel: from first open to KYC start, document upload, verification, and first transaction. We identify drop-off points, run experiments to improve each stage, and build automated nudge sequences that guide users through KYC completion without creating friction.</p></div></div></div> <div class="dm-faq-i"><h3><button class="dm-faq-q" type="button" aria-expanded="false" aria-controls="av9" id="qv9"><span class="vh-qa-n" aria-hidden="true">09</span><span>What FinTech metrics do you track?</span><svg class="dm-ic"><use href="#i-plus"></use></svg></button></h3><div class="dm-faq-a" id="av9" role="region" aria-labelledby="qv9"><div><p>We track FinTech-specific metrics: download-to-KYC rate, KYC-to-first-transaction rate, CAC by channel, customer LTV, transaction frequency, referral coefficient, 30/60/90-day retention, and blended CAC. Every metric is tied to sustainable unit economics, not vanity download numbers.</p></div></div></div> <div class="dm-faq-i"><h3><button class="dm-faq-q" type="button" aria-expanded="false" aria-controls="av10" id="qv10"><span class="vh-qa-n" aria-hidden="true">10</span><span>How do you handle multi-segment user acquisition?</span><svg class="dm-ic"><use href="#i-plus"></use></svg></button></h3><div class="dm-faq-a" id="av10" role="region" aria-labelledby="qv10"><div><p>The UAE's diverse population means FinTech products often serve multiple segments with different languages, financial needs, and trust signals. We design segmented campaigns by nationality, income level, and use case, with localized creative and landing pages. We track performance by segment so you can allocate budget to the most efficient corridors and user groups.</p></div></div></div> </div> </div> </div></section> <section class="vh-sec alt" id="deeper"><div class="dm-wrap"> <div class="vi-head"><h2>Go deeper.</h2></div> <div class="vi-links"><h3>How we drive growth in this sector</h3><div class="vi-links-g"><a href="/expertise/analytics-for-fintech"><span><b>Analytics &amp; Growth Intelligence for FinTech</b></span><svg class="dm-ic"><use href="#i-arrow"></use></svg></a><a href="/expertise/crm-lifecycle-for-fintech"><span><b>CRM &amp; Lifecycle Marketing for FinTech</b></span><svg class="dm-ic"><use href="#i-arrow"></use></svg></a><a href="/expertise/cro-for-fintech"><span><b>Conversion Rate Optimization for FinTech</b></span><svg class="dm-ic"><use href="#i-arrow"></use></svg></a><a href="/expertise/growth-strategy-for-fintech"><span><b>Growth Strategy &amp; Research for FinTech</b></span><svg class="dm-ic"><use href="#i-arrow"></use></svg></a><a href="/expertise/performance-marketing-fintech"><span><b>Performance Marketing for FinTech</b></span><svg class="dm-ic"><use href="#i-arrow"></use></svg></a><a href="/expertise/ui-ux-design-for-fintech"><span><b>UI/UX Design for FinTech</b></span><svg class="dm-ic"><use href="#i-arrow"></use></svg></a></div><h3>Related Services</h3><div class="vi-links-g"><a href="/services/search-engine-marketing"><span><b>SEO &amp; GEO Services</b><small>Rank for financial product searches and appear in AI recommendations for FinTech queries.</small></span><svg class="dm-ic"><use href="#i-arrow"></use></svg></a><a href="/services/performance-marketing-scaleups"><span><b>Performance Marketing</b><small>Drive compliant user acquisition through Google, Meta, and Apple Search Ads with FinTech-optimized campaigns.</small></span><svg class="dm-ic"><use href="#i-arrow"></use></svg></a><a href="/services/growth-design-content"><span><b>Content Marketing</b><small>Build trust through financial education content that positions your brand as a credible authority.</small></span><svg class="dm-ic"><use href="#i-arrow"></use></svg></a></div></div> </div></section> <section class="vh-sec" id="talk"><div class="dm-wrap"><div class="dm-cta vh-cta"> <div> <h2>Tell us where growth is stuck. <em>We'll come with a view.</em></h2> <p class="dm-lede">A 30-minute call with one of our founders, not a sales rep. You leave with our first read on where your next revenue is.</p> <div class="vh-next"><div class="vh-next-h">What happens next</div> <ol class="vh-vt"><li><span class="n"><svg class="dm-ic"><use href="#i-doc"/></svg></span><span class="x"><b>You tell us where you are</b><span>This form. Under two minutes, mostly taps.</span></span></li><li><span class="n"><svg class="dm-ic"><use href="#i-user"/></svg></span><span class="x"><b>A founder reads it</b><span>Then emails you to set up a 30-minute call.</span></span></li><li><span class="n"><svg class="dm-ic"><use href="#i-chat"/></svg></span><span class="x"><b>We come with a first view</b><span>Where we would start, in plain words, before any proposal.</span></span></li><li><span class="n"><svg class="dm-ic"><use href="#i-flag"/></svg></span><span class="x"><b>You decide</b><span>If it fits, we scope Diagnose, Build or Run. If not, you keep the view.</span></span></li></ol></div> </div> <form class="dm-form-card dm-form vh-form" id="lead" data-loc="industry:fintech" novalidate> <div class="vh-steps-h" id="stepsH" aria-hidden="true"><span class="on"><i>1</i><b>You</b></span><hr><span><i>2</i><b>Your company</b></span><hr><span><i>3</i><b>Your goals</b></span></div> <div class="vh-trap" aria-hidden="true"><label for="f-check">Leave this empty</label><input id="f-check" tabindex="-1" autocomplete="off"></div> <div class="vh-fs on" data-step="0"> <h4>Start with your work email</h4> <div class="dm-field"><label for="f-email">Work email</label><input class="dm-input" id="f-email" type="email" autocomplete="email" placeholder="you@company.com"></div> <div class="vh-two"><div class="dm-field"><label for="f-first">First name</label><input class="dm-input" id="f-first" autocomplete="given-name"></div><div class="dm-field"><label for="f-last">Last name</label><input class="dm-input" id="f-last" autocomplete="family-name"></div></div> <div class="vh-two"><div class="dm-field"><label for="f-co">Company</label><input class="dm-input" id="f-co" autocomplete="organization"></div><div class="dm-field"><label for="f-role">Job title</label><input class="dm-input" id="f-role" autocomplete="organization-title"></div></div> <div><div class="vh-q-l" id="ql-who">Which best describes you?</div><div class="vh-who-pick" role="radiogroup" aria-labelledby="ql-who" id="whoPick"><button type="button" role="radio" aria-checked="false" data-v="startup">Startup</button><button type="button" role="radio" aria-checked="false" data-v="scaleup">Scale-up</button><button type="button" role="radio" aria-checked="false" data-v="enterprise">Enterprise</button><button type="button" role="radio" aria-checked="false" data-v="investor">Investor / VC</button><button type="button" role="radio" aria-checked="false" data-v="other">Other</button></div></div> <div class="dm-field vh-other" id="otherBox"><label for="f-other">Tell us in a few words</label><input class="dm-input" id="f-other" placeholder="For example: a government entity"></div> <div><div class="vh-q-l" id="ql-heard">How did you hear about us?</div><div class="vh-who-pick" role="radiogroup" aria-labelledby="ql-heard" id="heardPick"><button type="button" role="radio" aria-checked="false" data-v="google">Google Search</button><button type="button" role="radio" aria-checked="false" data-v="linkedin">LinkedIn</button><button type="button" role="radio" aria-checked="false" data-v="chatgpt">ChatGPT</button><button type="button" role="radio" aria-checked="false" data-v="claude">Claude</button><button type="button" role="radio" aria-checked="false" data-v="friend">A friend</button><button type="button" role="radio" aria-checked="false" data-v="elsewhere">From somewhere else</button></div></div> <div class="dm-field vh-other" id="heardBox"><label for="f-heard">Where did you hear about us?</label><input class="dm-input" id="f-heard" placeholder="For example: an event or a podcast"></div> <label class="dm-check"><input type="checkbox" id="f-ok"> I agree to receive communication from Velocity Growth about its services and products.</label> <p class="dm-msg" id="m0" hidden></p> <div class="dm-form-nav"><span></span><button class="dm-btn" type="submit" id="go0" aria-disabled="true">Continue</button></div> </div> <div class="vh-fs" data-step="1" id="qs1"></div> <div class="vh-fs" data-step="2" id="qs2"></div> <div class="vh-done" id="done" role="status"><span class="dm-tile"><svg class="dm-ic"><use href="#i-check"/></svg></span><h4 id="doneH">Thank you.</h4><p>We have everything we need. One of our founders will email you at <b id="doneE"></b> to set up the call.</p></div> </form> </div></div></section></main> </div>

Growth for FinTech companies in the UAE.

We help payment, lending and wealth apps turn installs into funded accounts, and lower what each one costs, inside the rules of CBUAE, DFSA and FSRA.

Speak to Velocity Get the free playbook

FinTech we have worked with

Which describes you?

We find where users drop between install and first transfer, and fix each step.

We find where applicants drop between first visit and disbursal, and fix each step.

We find where investors drop between install and first investment, and fix each step.

MENA FinTech is moving.

Trust converts

Licences, security and proof win users before an advert does.

Acquisition keeps getting dearer

More apps chase the same users on Google, Meta and Apple.

Regulation shapes every ad

CBUAE, DFSA and FSRA each set their own rules for promotions.

Super-apps are moving in

Banks and big platforms now build payments into their own apps.

What the fastest FinTechs do.

Teach before you sell

Guides and calculators that earn trust before the download.

The hard part

Accurate, compliant and readable at once.

Win organic installs

Rank where users search, so installs stop depending on ad spend.

The hard part

Banks and comparison sites own most results.

Fix activation

A download is worth nothing until KYC and the first transaction.

The hard part

Product, onboarding and messaging in one team.

Own a niche first

One community or corridor, won fully, before going broad.

The hard part

Resisting the urge to go broad too early.

Six ways we grow FinTech companies.

SEO and AI search

Found on Google and named when people ask AI which app to use.

Performance marketing and ASO

Budget moved to the channels that bring funded users, not installs.

Analytics and attribution

Every funded account traced to where it came from.

Trust and content

Guides that bring sign-ups every month.

Referral and community

Users who bring the next users.

Activation and lifecycle

The right nudge at each step to the first transfer.

Our FinTech work.

Two engagements, each with the number it moved.

All case studies

2.8x Spend Scaled at Stable CPA A FinTech App, UAEPerformance MarketingRead it42% Reduction in Scope Creep An AI-Native Financial Solutions Platform, UAEProductRead it

Three ways to work with us. Each one a step up.

Start with a plan, have us build it with your team, or hand us the number and we run it. One team carries the work the whole way.

Diagnose

We read your data, your market and your team, find where the next revenue is, then size every opportunity and put them in order.

You receive A growth plan your board can approve.

Build

Everything in Diagnose, then our product, engineering, data and growth people build it with your team. The people who wrote the plan deliver it.

You receive The plan, then the funnel, product, data and campaigns, live and measured.

Run

Everything in Build, then we become your growth team: we run it every day and optimise it every month against a number we agree with you.

You receive A growth engine that runs, improves and reports against your number.

Diagnose

We connect to your data, talk to your team and study your market, then rank every opportunity by what it is worth and what it takes.

A growth plan your board can approve: what to do, what it is worth, and what comes first.

Build

The diagnosis first, then we build in short cycles with your team. Every piece ships with the measurement that proves it worked.

The growth plan, then the funnel, the product changes, the data and the campaigns, live and measured.

Run

Diagnose and build, then every month we run the engine and go round the loop again: find the next lever, ship it, measure it, and move budget to what works.

A growth team that owns the number with you, and reports against it every month.

From first install to loyal customer.

  1. Acquire Lower CAC Users who finish KYC, bought for less.
  2. Activate More first transactions Onboarding and messages that get users moving.
  3. Grow Higher lifetime value More transactions and products per user.
  4. Retain A brand users trust Proof and education that keep them choosing you.

The FinTech Playbook

Our tactical guide to scaling FinTech companies in the MENA region. Covers compliant user acquisition, activation optimization, trust-building content strategy, and the unit economics benchmarks that matter for financial products.

  1. 01 The Reality on the Ground
  2. 02 The Three Growth Postures
  3. 03 Consumer Behavior Shifts You Cannot Ignore
  4. 04 The Intelligence Gap Widens During Instability
  5. 05 Acquisition in a Volatile Market
  6. 06 Surgical Retention: Micro-Segmentation Under Pressure
  7. 07 Pricing, Promotions, and Monetization During Uncertainty
  8. 08 Experimentation When the Rules Keep Changing
  9. 09 Scenario Planning for Growth Teams
  10. 10 The Metrics That Change During Instability
  11. 11 What to Do This Quarter

Get the Playbook

No spam. We will send the playbook and occasionally share relevant FinTech growth insights.

Why FinTechs pick Velocity.

A marketing agency

Learns FinTech on your account and reports clicks.

A senior growth hire

Three to six months to hire, then one person's experience.

Starts within a week, has scaled KYC-to-funded funnels before, and answers for funded accounts.

Built for payments, lending and wealth apps.

Users who transfer, not just download.

Applications that turn into loans.

Readers who become investors.

Some questions you might have.

Ask us on a call

How is Velocity different from a digital marketing agency?

We are not a marketing agency. We are a fractional growth team with FinTech experience. Our team comes from high-growth tech companies including Uber, Careem, and PayBy. We understand compliance-sensitive marketing, KYC conversion optimization, and financial product growth because we have built these systems at scale.

Do you work with FinTech companies outside the UAE?

Yes. We work with FinTech companies headquartered anywhere that are targeting the MENA market, and we support MENA-based FinTech companies expanding regionally. Our expertise covers UAE, Saudi Arabia, Egypt, and East African markets where we have direct experience with user acquisition and growth.

What is your experience with FinTech growth?

The Velocity team includes members who have worked at PayBy and CashNow in the FinTech space, as well as high-growth tech companies like Uber, Careem, and SWVL where financial products (payments, wallets, driver earnings) were core to the business model. We bring first-hand experience with regulated financial product marketing, app-based user acquisition, and FinTech unit economics.

Working with us

How much does a FinTech growth engagement cost?

It depends on what you need, so it is agreed on a call once we understand the problem.

What results can we expect in the first 90 days?

Within 30 days, you will have a complete growth audit with prioritized opportunities. By day 60, initial campaigns and content programs will be live. By day 90, you will see measurable improvements in CAC, activation rates, and organic traffic. FinTech growth compounds as trust and brand recognition build over time.

Can we start with a pilot project?

Most start with a diagnosis: we read the business and come back with a plan, sized and in order. From there we can build it with your team and run it. You can also bring us in to build or run something you have already planned.

Do you understand FinTech regulatory requirements?

Yes. We understand that financial advertising in the UAE requires specific disclaimers, claim restrictions, and compliance reviews depending on whether you are regulated by CBUAE, DFSA, or FSRA. We build marketing programs that are both effective and compliant, and we work with your compliance team to ensure all creative and content meets regulatory standards.

How do you approach KYC conversion optimization?

We analyze your entire download-to-activation funnel: from first open to KYC start, document upload, verification, and first transaction. We identify drop-off points, run experiments to improve each stage, and build automated nudge sequences that guide users through KYC completion without creating friction.

What FinTech metrics do you track?

We track FinTech-specific metrics: download-to-KYC rate, KYC-to-first-transaction rate, CAC by channel, customer LTV, transaction frequency, referral coefficient, 30/60/90-day retention, and blended CAC. Every metric is tied to sustainable unit economics, not vanity download numbers.

How do you handle multi-segment user acquisition?

The UAE's diverse population means FinTech products often serve multiple segments with different languages, financial needs, and trust signals. We design segmented campaigns by nationality, income level, and use case, with localized creative and landing pages. We track performance by segment so you can allocate budget to the most efficient corridors and user groups.

Go deeper.

How we drive growth in this sector

Analytics & Growth Intelligence for FinTechCRM & Lifecycle Marketing for FinTechConversion Rate Optimization for FinTechGrowth Strategy & Research for FinTechPerformance Marketing for FinTechUI/UX Design for FinTech

Related Services

SEO & GEO Services Rank for financial product searches and appear in AI recommendations for FinTech queries.Performance Marketing Drive compliant user acquisition through Google, Meta, and Apple Search Ads with FinTech-optimized campaigns.Content Marketing Build trust through financial education content that positions your brand as a credible authority.

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